With Buy Now Pay Later, for the first 12 months of the agreement you can pay as much or as little as you want, when you want. If you pay off the finance in full during the first 12 months, you will avoid paying any interest on your loan and only an additional charge of a £29 settlement fee will be required. If you don't pay off your finance within the first 12 months, fixed monthly repayments begin, which will be for 36 months with a 19.90% APR. The 19.90 % APR will be applied from the start of the agreement(during the 12 months free payment period) if you do not pay off the finance within the first 12 months.
|Deferred Period||12 Months|
|Term of agreement||36 Months|
|Interest Fixed PA||19.90%|
|Settlement Fee (within 12 months)||£29.00|
Credit subject to status and affordability. Terms & Conditions Apply. Guitar Guitar Limited is a credit broker and is Authorised
and Regulated by the Financial Conduct Authority.
Credit is provided by Hitachi Personal Finance, a trading style of Hitachi Capital (UK) PLC,
authorised and regulated by the Financial Conduct Authority. Financial Services Register
no. 704348. The register can be accessed through http://www.fca.org.uk
Buy Now Pay Later is provided in partnership with Hitachi Capital (UK) PLC, and is subject to the stated minimum cash order value and account status. Interest will accrue from the date of purchase but will not show until the expiry of the deferred payment period (after 12 months). You can avoid paying interest by contacting Hitachi Capital (UK) PLC and paying the cash price in full including the settlement fee of £29 before the end of the deferred payment period.
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